Directions to Nassau County:
95 North from Jacksonville or South from Georgia. East on Exit 373(OLD EXIT 129) (Fernandina Beach). Exit is 15 minutes North of airport and 1 exit South of Georgia. Follow State Rd 200 over bridge to Amelia Island. Turn right at first traffic light (Amelia Island Parkway) At the next traffic light (Fletcher Ave) take a right. At the "T" in the road, take a left on First Coast Hwy (Harris Teeter Store Plaza) Take First Coast Hwy for 1.3 miles south of Harris Teeters to left into Park Place Plaza. (just past Summer Beach Rental office) 5472 First Coast Hwy., Ste 1, Fernandina Beach., FL 32034 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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What area in the U.S. has been referred to as the "American Riviera"?
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Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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"Thank you for thinking of us!" "Thank you for thinking of us! You two go out of your way to think of us and everyone you have worked with" "Danielle Springer" Read Quote > View All Quotes >
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