Amelia Island, Fernandina Beach and Nassau County Florida real estate listings, home buying, selling and relocation information

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Our Special Offers: Amelia Island, Fernandina Beach and Nassau County Florida home buying, real estate listings, and homes for sale in Nassau County, FL

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What characteristics must a home have to be considered a prestigious property?
A	Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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"Kudos To The Werling Sales Team!"
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Mortgage Financing
Contact Alan Vanderheiden at B.Stephens Mortgage for more mortgage financing information!
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Team Werling, REALTORŽ, real estate agent and broker for Amelia Island, Fernandina Beach and Nassau County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"Team Werling" - Paul & Karen Werling
Prudental Chaplin Williams Realty
5472 First Coast Hwy., Ste 1
Fernandina Bch., FL 32034
Direct Line: 1-866-437-8505
Office: 1-904-261-9311
Fax: 1-904-277-4886
Cell: 1-904-556-9549
Karenwerling@bellsouth.net
Pwerling@bellsouth.net
Paul and Karen Werling have been in the real estate and mortgage lending profession for thirty years and they feel that before you put your trust and confidence in them as your Real Estate Agents, it is important for you to be familiar with their "Team", their qualifications and experiences in their profession. Both of the Werlings are Graduates of the Real Estate Institute and regularly attend classes to stay abreast of changes in their profession. Combined, their designations include Investment & Analysis Real Estate Certificate from the Commercial Investment Real Estate Institute, the "Senior's Real Estate Specialists" and "Certified Residential Specialists" and Mortgage Certification. They have a full support group, which includes two licensed REALTOR/partners, accountant, financial planner, and a mortgage lender. With PRUDENTIAL offices located throughout the state, Buyers and Sellers can be assured that:

TEAM WERLING HAS FLORIDA COVERED

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NUMBER1EXPERTS™ in real estate for Amelia Island, Fernandina Beach and Nassau County, Florida

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